Latest from Al Mowaten
Yahoo
8 minutes ago
- Business
- Yahoo
£10,000 in Lloyds shares in 2020 would have given investors how much in dividends?
Retail banks like Lloyds (LSE:LLOY) are among the most popular shares out there for dividend investors. They're known for their generous payout ratios and the predictable cash flows they enjoy from essential everyday products like loans, current accounts, and credit cards. Since 2020, this FTSE 100 share has paid total dividends of 10.9p per share. It's delivered healthy cash rewards even though — like other UK banks — it was forced to suspend dividends by regulators during the pandemic. This means that someone who invested £10,000 in Lloyds shares at the start of the decade would have made a total passive income of around £1,715. Dividends have risen sharply since the depth of the Covid-19 crisis. But can the bank maintain its recent impressive momentum? It's important to remember that dividends are never guaranteed. But encouragingly, the 17 brokers with ratings on Lloyds expect cash payouts to keep rolling (and climbing) at least to 2027. Year Dividend per share Dividend growth Dividend yield 2025 3.46p 9.1% 4.6% 2026 4.12p 19.1% 5.5% 2027 4.68p 13.6% 6.2% Indeed, predictions of blistering dividend growth mean yields rise rapidly above the broader FTSE 100's long-term average of 3-4%. These positive forecasts reflect analysts' expectations of breakneck profits growth over the period. Earnings per share are tipped to rise at an average of 21% a year through to 2027. Based on current earnings projections, I'd say Lloyds' dividend projections look pretty secure. Dividends for the next three years are covered between 2.1 times and 2.4 times by anticipated earnings. These figures sit comfortable above the accepted safety watermark of 2 times. On top of this, the bank has deep pockets it can call upon to maintain its ultra-progressive dividend policy if profits disappoint. Its Common Tier Equity (CET) 1 ratio was 13.5% as of March, above the target of 13% it's planning for by the end of 2026. Yet while I'm confident in current dividend forecasts today, things could change quickly depending on a Financial Conduct Authority (FCA) investigation into the motor finance industry. In a nutshell, loan providers — of which Lloyds is one of the country's biggest — face billions of pounds in fines if the Supreme Court upholds an earlier ruling that 'secret' commissions to car retailers are unlawful. Lloyds has set aside £1.15bn to cover possible costs, but some analysts think it could potentially run into tens of billions. As with the payment protection insurance (PPI) scandal earlier this century, the implications on lenders' profits and dividends could be severe. Risk averse investors may be waiting until the Supreme Court makes its ruling in July before buying Lloyds shares. In my opinion, I think they should consider avoiding the Black Horse bank regardless of the court's findings. Lloyds faces multiple profits challenges that could impact share price performance and dividends in the coming years. Loan growth and credit impairments could disappoint if the UK economy struggles. Margins are also under mounting pressure as interest rates fall and market competition heats up. On the plus side, the company stands to benefit from robust conditions in the UK housing market. But on balance, I think it poses too much risk for me to consider, even accounting for analysts' bright dividend estimates. The post £10,000 in Lloyds shares in 2020 would have given investors how much in dividends? appeared first on The Motley Fool UK. More reading 5 Stocks For Trying To Build Wealth After 50 One Top Growth Stock from the Motley Fool Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended Lloyds Banking Group Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Motley Fool UK 2025
Barnama
10 minutes ago
- Climate
- Barnama
North Dakota Declares Statewide Disaster After 3 Killed In Tornado
The National Weather Service logo is displayed at the National Hurricane Centre (NHC) during a news conference in Miami, Florida, U.S., May 30, 2025. REUTERS/Marco Bello/File Photo LOS ANGELES, June 22 (Bernama-Xinhua) -- North Dakota Governor Kelly Armstrong declared a statewide disaster on Saturday after three people were killed in a violent tornado that tore through the Upper Midwest US state, reported Xinhua. Cass County Sheriff Jesse Jahner confirmed at a press conference that two men and one woman were killed Friday night at two separate locations in the city of Enderlin. At about 11:40 pm local time on Friday (0740 GMT Saturday), the Cass County Sheriff's Office was dispatched to rural Enderlin for tornado damage at a residence. bootstrap slideshow Once deputies arrived on the scene, the Enderlin Fire Department let them know that storm chasers had located two deceased people as a result of the tornado, said the Sheriff's Office in a Facebook post. "Shortly after learning of this, the Enderlin Fire Department was dispatched to another location, and a third deceased person was found as a result of the tornado," said the office, adding that "deputies found extensive damage to the area and began conducting well-being checks on people with several partner agencies." US National Weather Service Bismarck, North Dakota, said in a Facebook post on Saturday that "numerous severe thunderstorms passed through the area yesterday and into the night." "Our hearts go out to the family & friends of the 3 North Dakotans who lost their lives in Friday's tornado and to the hard-hit community of Enderlin," said Governor Armstrong in a post on X. The governor said that he has declared a statewide disaster and directed state agencies to aid in response and recovery as needed. --BERNAMA-XINHUA
Rhyl Journal
10 minutes ago
- Sport
- Rhyl Journal
Ben Duckett thrilled as Ollie Pope silences questions about his England place
Pope was at the centre of an outstanding day of ultra-competitive Test cricket against India, finishing with exactly 100 not out as England fought their corner under pressure in this Rothesay Series opener. He walked out to bat on the second afternoon with everything stacked against him – India boasting 471 first-innings runs and the peerless Jasprit Bumrah having just made short work of Zak Crawley with the new ball. That 💯 moment… Take a bow. Oliver John Douglas Pope 🫡 🤝 @IGcom — England Cricket (@englandcricket) June 21, 2025 With grey clouds overhead and floodlights needed to improve visibility in the middle, it was a deeply unappetising situation for a player who came into the game with his place under scrutiny. A few hours later, having guided his side to 209 for three, the mere suggestion that he might be replaced any time soon felt fanciful in the extreme. 'It was goosebumps when he got his hundred, you could see what it meant to him,' said Duckett, who shared a stand of 122 with the vice-captain. 'He probably couldn't walk out in tougher conditions, Jasprit running down the hill with the lights on. 'There's no better feeling than that, scoring 100 against that attack after coming out at four for one. You can see that in the way he celebrated but it didn't just mean a lot to him, it meant a huge amount in the dressing room as well.' Much had been made of a theoretical head-to-head between Pope and rising star Jacob Bethell, a notion captain Ben Stokes swatted away on the eve of the match as he threw his full support behind the incumbent. The selection debate has been too loud to avoid but the Surrey man may well have settled it in the most public way possible, bat in hand in front of a sellout Saturday crowd in Yorkshire. 'We're very good at keeping things in the dressing room but obviously you can hear the noise from outside,' admitted Duckett. 'We're not having discussions in the dressing room about who's going to play. But the way Popey has dealt with that has been superb. It sums up and proves why he's England's number three and is doing what he's doing.' Duckett had a front row seat as Bumrah threw everything he had at England. The unpredictable paceman finished with three for 48 from 13 electric overs but could easily have doubled his haul given the number of edges, chances and near misses he generated. The last of those saw him have Harry Brook caught for a duck only to be called for a no-ball, a late gut punch, but he will surely be back for more. 'He's the best bowler in the world,' said Duckett, who was eventually bowled for 62. 'He's good in India on the flattest pitches ever and, when he's coming down the hill with the lights on, swinging both ways, it's tough. 'I feel we minimised the damage early on, it could have been a lot worse today so we're pretty happy with the position we're in.'
The Print
10 minutes ago
- Politics
- The Print
Trump says key nuclear sites ‘obliterated', calls for ‘peace'
New Delhi: The US has announced it had bombed and 'completely and fully' obliterated three key Iranian nuclear facilities, joining Israel's war in the early hours of Sunday. US President Donald Trump first announced the military action on Fordow, Natanz and Isfahan facilities in a series of posts on his social media platform Truth Social before addressing the nation. He warned that more attacks could follow if Iran did not agree to peace. The Atomic Energy Organisation of Iran (AEOI) confirmed that the three nuclear sites were hit, calling the action 'contrary to international law'. It urged the 'international community' to 'condemn the lawlessness based on the rules of the jungle and support Iran in achieving its legitimate rights'. LIVE UPDATES: US strikes on Iran 10.20 am: Sirens sounded over central, northern Israel, report says Israeli newspaper Haaretz reports that sirens were heard in parts of central and northern Israel amid a barrage of incoming Iranian missiles. The Israeli Defence Force, it said, estimated that 25 ballistic missiles had been launched from Iran. 10.10 am: Israel closes airspace, commercial flights operating as is Israel has closed its airspace after US struck key nuclear facilities in Iran, the airport authority has announced. Meanwhile, Flightradar24 said commercial flights continued to avoid the airspace above parts of Middle East in light of the conflict and related restrictions. Following US attacks on Iranian nuclear facilities, commercial traffic in the region is operating as it has since new airspace restrictions were put into place last week. Image from 01:45 UTC 22 June. — Flightradar24 (@flightradar24) June 22, 2025 10.00 am: Iranian FM says attacks will have 'everlasting consequences' In the first official reaction from the Iranian side, Foreign Minister Seyed Abbas Araghchi says, 'The events this morning are outrageous and will have everlasting consequences. Each and every member of the UN must be alarmed over this extremely dangerous, lawless and criminal behaviour.' The United States, a permanent member of the United Nations Security Council, has committed a grave violation of the UN Charter, international law and the NPT by attacking Iran's peaceful nuclear installations. The events this morning are outrageous and will have everlasting… — Seyed Abbas Araghchi (@araghchi) June 22, 2025 9.55 am: UN secretary-general: Strikes 'threat' to international peace, security United Nations Secretary-General António Guterres said US airstrikes on the three Iranian nuclear sites were a 'dangerous escalation' and a 'direct' threat to international peace and security, while calling for member-states to 'de-escalate' and 'uphold their obligations' under the charter of the international organisation. 9.45 am: Netanyahu says strikes example of 'peace through strength' In a video address, Israeli Prime Minister Benjamin Netanyahu said it was a an example of 'peace through strength' and said Trump 'acted to deny the world's most dangerous regime – the world's most dangerous weapons'. Also Read: To be or not to be? Trump's next call on Iran-Israel conflict will reshape West Asia
Leader Live
10 minutes ago
- Entertainment
- Leader Live
Full weekend of Giddo's Gift fundraising this month
Giddo's Gift was founded in memory of Jordan 'Giddo' Giddins, a courageous young man from Flint who sadly lost his battle with Ewings Sarcoma in 2017, aged just 18. His mum, Mandy Giddins BEM, and sister, Beth Giddins, set up the charity to continue his legacy of helping other young people facing cancer. The charity provides financial support and gift donations to young people aged 13 to 24 who are undergoing treatment for cancer, aiming to bring comfort, relief, and a sense of normality during an incredibly challenging time. To mark Giddo's birthday, the charity is kicking off the weekend with a daring charity abseil down St Asaph Cathedral on Saturday, June 28. A team of 24 fundraisers - including BEM recipient Mandy, charity trustees, ambassadors, and long-time supporters - are taking part in the emotional challenge. Participants are travelling from as far afield as Yorkshire, with Melanie Buckley, vice-chair of Flintshire Council and former Mayor of Flint, also among those descending the 62m drop. Jordan Giddins (Image: Giddo's Gift) More than £1,500 has already been raised ahead of the event, and the chosen location holds deep significance for the Giddins family. Mandy said: 'Jordan spent a lot of time having treatment at Glan Clwyd Hospital, just minutes from St Asaph, so we passed the cathedral hundreds of times. "Celebrating this day will never be the same without Jord but we remember his legacy and kindness, and the gift he was to us. When the vicar offered us this date, we just knew it was from Jordan. He wants us to do this.' The weekend of events begins on Friday, June 27 with the annual Go Blue for Jord day. Schools, businesses and members of the community will don blue - Jordan's favourite colour and the colour of his beloved Manchester City FC - to raise awareness and funds for the charity that carries his name. Mandy said: 'Year on year, the support we've received from the community is just incredible. But year on year, more young people are being referred to our charity – we can't stop now. Read more "We ask that you wear blue on the Friday to remember our hero, and donate what you can so we can continue bringing joy and hope to others in a similar situation to what Jord went through.' The commemorations close with Giddo's Football Tournament on Sunday, June 29 at Deeside Leisure Centre from 2-6pm. Teams are still welcome to sign up for the friendly competition by emailing hello@ Mandy added: 'This whole weekend is about celebrating who Jord was - his strength, his love of people, and his passion for life. He brought so many people together, and that's exactly what we'll be doing all weekend. "It means the world to know we're still making a difference in his name.'
